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The Mobile 30s

What should I do with my retirement funds if I change

jobs? 

    According to Edelman, the average American worker changes job; every five years. You can leave your retirement fund where it is (if it's permitted), move it to your new employer's plan (if permitted), cash it out or roll it over into an IRA.

     Don't cash it out; you'll pay taxes and penalties. Leaving it with a former employ­er may not be advisable if you have con­cerns about the company's stability or fis­cal integrity. A rollover IRA is simple to open and may offer you more control than an employer-sponsored plan. Can I borrow.

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